Identity theft statistics are shocking. And we are told that it will only become worse, before it gets any better. Are you likely to be affected? According to recent studies, up to 7,000,000 people become identity theft victims each year, in the United States alone. That's over 19,000 cases a... Read More
Until recently lawyers for victims of credit damage had little possibility to collect for damages beyond medical treatment, lost wages and property loss. Insurance companies threw up their hands in sympathy, claiming victims can only be compensated for what can be measured - tangible goods and services. But, what happens... Read More
In Less Than 30 Days. "What can you do to increase that set of three numbers on your credit report that can be so important with your financing?" I came across this question as I was surfing discussion groups the other day. Check out my answer: Dear Friend, Here are... Read More
To repair your bad credit does not necessarily mean that you now have a good credit, absolutely not. When most people have bad credit, they either purchase a credit repair book or seek a credit expert help. But before you do anything about your bad credit you need to understand... Read More
As a consumer you've learned the importance of establishing a good credit rating with your lenders. Whether you are shopping for a new home or auto, or searching for the best deals on insurance, your credit worthiness will be judged by your credit rating or credit score.A bad credit history... Read More
If you opened a credit card statement recently and were pleasantly surprised to find that your minimum payment due was lowered, don't be so quick to "jump for joy". What may appear as a small boost to your monthly budget is actually the rock that can weigh you down in... Read More
You've just opened your credit card bill and attached to your statement you find a "convenience check" included. It may already be filled out with a dollar amount such as $300, $500, or even $1,000. Your mind fills with ideas of what you could buy with this "instant" money. A... Read More
"Erase Bad Debt !""Remove Negative Items From Your Credit Report"You've probably seen these headlines and others just like it promising to clean up or "fix" bad credit. For someone who suffers from a bad or poor credit rating, these headlines are certainly an appealing offer.Imagine finally being able to buy... Read More
Ah, the "good old days". If you are a baby boomer, like me, then you probably remember how important it was to rush to the bank on payday. You had to get there before the teller lanes closed so that you could have your "cash allowance" for the week. Otherwise,... Read More
There's only one way to discover the "health" of your credit. You need to examine your credit report. Your credit report is your "consumer identity" that potential lenders will use to judge your credit worthiness.Use these tips to give your credit profile the "tune-up" it needs for 2004.Tip #1- Check... Read More
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It's the number one complaint from consumers and it only... Read More
Credit card debts problem is extremely common today. It is... Read More
If you have ever fallen behind on your debts you... Read More
There's only one way to discover the "health" of your... Read More
By Federal law, you are entitled to one free credit... Read More
The most important thing for you to remember is that... Read More
Check 21 is the common name for the Check Clearing... Read More
The Credit Report is like your scorecard in the lending... Read More
Article excerpted from the new book, "How to Do Space... Read More
FACTA stands for Fair and Accurate Credit Transaction Act. FACTA... Read More
While working through my own debt situation, and helping others... Read More
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Mark and Beth, a young married couple in their twenties,... Read More
Today, credit is an indispensable part of our lives. In... Read More
Ever wondered what is Credit Counselling? There are occasions when... Read More
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This summary of the Fair Credit Reporting Act will explain... Read More
Your credit history is important; in fact, in this day... Read More
The Federal Trade Commission (FTC) has set up a new... Read More
Q: I'm opening a gift shop and want to be... Read More
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Today, selecting the proper credit card can be a bit... Read More
What is Credit?Credit is the backbone and the engine behind... Read More
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Are Credit Card companies starting to feel the pinch? We... Read More
Nearly 20 years ago I worked for a small consumer... Read More
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Your personal credit file is separated from those with the... Read More
You hear people talk about credit reports all the time... Read More
You can stop receiving credit card offers in the mail!... Read More
"Erase Bad Debt !""Remove Negative Items From Your Credit Report"You've... Read More
Making Your Credit Rating Work For YouOne of the basics... Read More
Your credit score may just be a little number, but... Read More
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Step I - Selecting A Collection AgencySelecting a credit collection... Read More
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Your credit history is an important aspect of your life.... Read More
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Like me, you've probably been offered a fair old number... Read More
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